SHORT FORECLOSURE NOTICE - ANTRIM COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Antrim County, starting promptly at 11:00 AM, on November 07, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): John D. Czarnecki and Marie T. Czarnecki, husband and wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender`s successors and assigns Date of mortgage: May 9, 2023 Recorded on May 22, 2023, in Document No. 202300004149, Foreclosing Assignee (if any): New Day Financial, LLC Amount claimed to be due at the date hereof: Two Hundred Two Thousand Three Hundred Eighty-One and 56/100 Dollars ($202,381.56) Mortgaged premises: Situated in Antrim County, and described as: LOTS 6 AND 7, BLOCK 9, BIRCHWOOD SUBDIVISION, ACCORDING TO THE RECORDED PLAT THEREOF, RECORDED IN THE OFFICE OF THE REGISTER OF DEEDS FOR ANTRIM COUNTY, MICHIGAN. Commonly known as 6987 Birchwood Dr, Kewadin, MI 49648 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. New Day Financial, LLC Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (09-18)(10-09)