Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 AM on JANUARY 7, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Michael H. Kedrowski, an unmarried man, to Mortgage Electronic Registration Systems, Inc., as nominee for Amerifirst Financial Corporation, Mortgagee, dated April 30, 2021 and recorded May 5, 2021 in Instrument Number 202105050044144 and Loan Modification Agreement recorded on July 17, 2025, in Instrument Number 202507170002134, Genesee County Records, Michigan, and Affidavit Affecting Realty recorded April 15, 2025 in Instrument Number 202504150027818 Genesee County Records, Michigan. Said mortgage is now held by CARRINGTON MORTGAGE SERVICES, LLC, by assignment. There is claimed to be due at the date hereof the sum of Two Hundred Forty-Six Thousand Forty-Nine and 14/100 Dollars ($246,049.14). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Genesee County, Michigan at 11:00 AM on JANUARY 7, 2026. Said premises are located in the City of Flint, Genesee County Michigan, and are described as: Lot 142, WOODCROFT ESTATES NO. 1, City of Flint, County of Genesee, Michigan, according to the recorded plat thereof, as recorded in Liber 16 of Plats, Page 1, Genesee County Records. 2046 Crooked Lane, Flint, Michigan 48503 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: December 5, 2025 File No. 25-015026 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (12-05)(12-26)