SHORT FORECLOSURE NOTICE - BERRIEN COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on January 23, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Randall E. Taylor and Beth Ann Taylor, husband and wife Original Mortgagee: Option One Mortgage Corporation Date of mortgage: August 13, 2007 Recorded on August 23, 2007, Liber 2806, on Page 2833, Foreclosing Assignee (if any): Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5 Amount claimed to be due at the date hereof: One Hundred Thirteen Thousand Eight Hundred Fourteen and 70/100 Dollars ($113,814.70) Mortgaged premises: Situated in Berrien County, and described as: That part of the Northwest Quarter of Section 14, Township 8 South, Range 17 West, Niles Township, Berrien County, Michigan, described as: Commencing at the North Quarter corner of said Section 14; thence South on the North and South Quarter line of said Section 14 a distance of 1323.86 feet (Deed 1324.5 feet) thence North 89 degrees 16 minutes 20 seconds West 802.47 feet (Deed 800.0 feet) thence South 00 degrees 01 minutes 18 seconds West 480.00 feet; thence North 89 degrees 14 minutes 43 seconds West 689.90 feet thence South 01 degrees 14 minutes 44 seconds East 160.09 feet; thence South 89 degrees 14 minutes 43 seconds East 686.36 feet; thence North 00 degrees 01 minutes 18 seconds East 160.01 feet to the point of beginning. Also subject to the rights of a 20.00 foot wide ingress and egress easement being a part of the Northwest Quarter of Section 14, Township 8 South, Range 17 West, Niles Township, Berrien County, Michigan described as commencing at a point South 1323.86 feet (Deed 1324.5 feet) of the North Quarter of said Section 14; thence North 89 degrees 16 minutes 20 seconds West 802.47 feet (Deed 800.00 feet); thence South 00 degrees 01 minutes 18 seconds West 480.00 feet; thence North 89 degrees 14 minutes 43 seconds West 689.90 feet; thence South 01 degrees 14 minutes 43 seconds East 140.09 feet to the point of beginning; thence South 01 degrees 14 minutes 44 seconds East 20.00 feet; thence North 89 degrees 14 minutes 3 seconds West 537.03 feet; thence North 01 degrees 14 minutes 43 seconds West 20.00 feet; thence South 89 degrees 14 minutes 43 seconds East 537.03 feet to the point of beginning. EXCEPT That part of the Northwest Quarter of Section 14, Township 8 South, Range 17 West, Niles Township, Berrien County, Michigan which is described as: Beginning at a point which is 799.38 feet (recorded 600.00 feet) South 88 degrees 52 minutes 33 seconds West of a point on the North and South Quarter line of said Section which is 2396.69 feet South (assumed bearing) of the North Quarter post of said Section, thence South 88 degrees 52 minutes 33 seconds West 37.31 feet to the Westerly line of vacated Monroe Street, thence North 00 degrees 21 minutes 11 seconds West along said Westerly line, 337.20 feet, thence North 89 degrees 17 minutes 42 seconds West, 24.20 feet, thence North 00 degrees 01 minutes 14 seconds East, 121.95 feet, thence South 89 degrees 20 minutes 34 seconds East, 63.86 feet, thence North 00 degrees 02 minutes 44 seconds West, 120.06 feet, thence North 88 degrees 45 minutes 20 seconds East, 230.06 feet, thence South 00 degrees 04 minutes 15 seconds East, 244.01 feet (recorded 244.00 feet), thence South 89 degrees 14 minutes 27 seconds West, 230.14 feet, thence South 00 degrees 04 minutes 18 seconds West, 336.02 feet to the point of beginning. Commonly known as 2525 1/2 Bond St, Niles, MI 49120 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Wells Fargo Bank, National Association as Trustee for Soundview Home Loan Trust 2007-OPT5, Asset-Backed Certificates, Series 2007-OPT5 Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (12-25)(01-15)