THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Wayne County, starting promptly at 11am, on Thursday, May 14, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The foreclosure sale is pursuant to the terms and conditions of a Mortgage made by J&L LANDHOLDINGS, LLC, Mortgagor, to Encore Funding, LLC, Mortgagee, dated May 22, 2025, and recorded May 29, 2025, in Liber 59577, Page 555, of Wayne County Records, Michigan, and on which mortgage there is claimed to be due as of the date of this notice $94,728.50, including interest at 2% per month. Said premises are situated in the City of Detroit, Wayne County, Michigan, and are described as: Lot 53, Van Cleteren Subdivision, according to the plat thereof as recorded in Liber 39, Page 26 of Plats, Wayne County Records, c/k/a 15909 Lauder, Detroit, MI 48227. The redemption period shall be six months from the date of the sale, unless the premises are determined to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be one month, or until the time to provide the notice required by MCL 600.3241a(c) expires, whichever is later. The redemption period may further be shortened pursuant to MCL 600.3238(10) if the property is not adequately maintained, or if the purchaser is denied the opportunity to inspect the property. Please be advised that if the mortgaged property is sold at a foreclosure sale by advertisement, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale, or to the mortgage holder, for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: April 16, 2026 Randall T. LeVasseur P41712 LeVasseur Dyer & Associates, PC Attorneys for Mortgagee 3233 Coolidge Hwy Berkley, MI 48072 (248) 236-1765 (4-16)(5-7)